Guides
Buying and selling, from the lender’s side of the table.
What I learned in 15 years as a senior mortgage underwriter, in plain language.
- Buyers · 5 min readWhat mortgage underwriters look at that buyers don't expectThe deposits, job changes and new debts that trip up buyers in escrow — from someone who reviewed loan files for 15 years.
- Buyers & sellers · 5 min readWhy offers fall through in escrow — from a former underwriterAppraisal gaps, financing surprises and insurance problems: the real reasons deals collapse, and how buyers and sellers can avoid them.
- Buyers · 4 min readPre-approval vs. underwriting approval: what's the difference?Pre-qualified, pre-approved, underwritten, clear to close — what each step really means and why it makes your offer stronger.
Lara Gabriele
CA DRE #01900255 · Usually replies the same day
Let’s talk about your move.
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