Sell for the best price, without the stress.
Honest pricing, eXp Luxury exposure — and offers vetted by a former underwriter, so you pick a buyer who will actually close.
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San Marcos · Poway · San Diego County
I’m Lara Gabriele — a former senior mortgage underwriter turned REALTOR®. I know what lenders look for, so your offer and your financing hold up.


Before I became a REALTOR® in 2009, I was a senior mortgage underwriter. I know which offers will actually close, why deals fall apart in escrow, and how to structure financing so yours doesn’t.
Today I help buyers and sellers from my home base in San Marcos, across Poway, North County and the coast — with honest advice and a lot of attention to detail.
I’m also a certified Seniors Real Estate Specialist (SRES®) and a luxury specialist — whether you’re downsizing after decades in one home or buying at the high end.
No assistants, no call centers. You call, I answer.
Lara
Honest pricing, eXp Luxury exposure — and offers vetted by a former underwriter, so you pick a buyer who will actually close.
Get my home valueOffers and financing built to hold up, plus honest advice on value, schools and commute.
Start my searchWispr Properties
Homes whose owners sell quietly — not on the MLS, Zillow or any public site. The only way to see them is through me.
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Free & no obligation
A real valuation from local sales, not an online guess — usually in your inbox within one business day.
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FAQ
Don’t see your question? Ask me directly — there’s no such thing as a silly one.
Read my guides from a former underwriterI'm based in San Marcos and work with buyers and sellers across San Diego County — especially San Marcos, Poway, Rancho Bernardo, Escondido and Carmel Valley, plus the coastal cities from La Jolla and Del Mar to Encinitas, Carlsbad and Oceanside.
I spent 15 years as a senior mortgage underwriter before becoming a REALTOR®. For buyers, that means I spot financing problems before they cost you a home and help make your offer stronger. For sellers, it means I can tell which offers are most likely to close — not just which one is highest.
Online estimates can be off by tens of thousands of dollars in San Diego because values change block by block — views, lot size, and school boundaries all matter. I'll prepare a free, no-obligation comparative market analysis based on recent nearby sales and walk you through it in plain language.
Absolutely. I explain every step — pre-approval, offers, inspections, appraisal, and closing — and connect you with trusted local lenders, including those who specialize in first-time buyer and down-payment assistance programs.
Yes. Since August 2024, buyers need a written agreement with their agent before touring homes. I'll go over it with you in detail, including how my compensation works, so there are no surprises.
Yes. San Diego has a large military community — Coronado, Point Loma, Oceanside, and Chula Vista are especially popular with service members. I understand VA loan timelines and appraisal requirements and can help you plan around PCS moves.
That's one of my favorite parts of the job. We'll talk about commute, schools, budget, and lifestyle, and I'll help you narrow the county down to a few neighborhoods that fit — with video tours if you can't be here in person.

No pressure, no obligation — just honest answers. Prefer to talk now? Call or text me.